Last month Nellie Jacobson's divorce became final. As part of the settlement, she received $150,000. She would like to invest in mutual funds, but since she is 62 years old, she is concerned with the safety of her "nest egg." Which of the following mutual funds would you recommend? O A) Small cap fund B) Growth fund OC) High-yield bond fund D) Short-term U.S. government bond fund E) International fund