Last year Janet purchased a $$1,000$ face value corporate bond with an $8\%$ annual coupon rate and a $10-$year maturity. At the time of the purchase, it had an expected yield to maturity of $10\mathrm{.}23\%.$ If Janet sold the bond today for $$963\mathrm{.}95,$ what rate of return would she have earned for the past year? Do not round intermediate calculations. Round your answer to two decimal places.

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