Lastly you have decided that you need to invest your savings in the stock market and believe strongly in asset diversification. You are going to put your money in either an ETF or mutual fund. Since you plan to invest an amount automatically each month, you have decided on a mutual fund. Pick one Vanguard fund, tell us the name of the fund, provide a link to the fund page; tell us why you choose that fund, the expense ratio, the minimum opening investment, and what the average annual return for the fund for the last five years (do not pick a fund that is less than five years old)