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LaTashia, age 32, a highly skilled and well-paid machinist, is thinking about buying an individual disability insurance policy. Her job benefits include disability benefits for

LaTashia, age 32, a highly skilled and well-paid machinist, is thinking about buying an individual disability insurance policy. Her job benefits include disability benefits for one year, but her skills are not easily transferable to other positions paying at the same level. If LaTashias hand-eye coordination were somehow impaired, she would need to go back to school to supplement her degree and skills. LaTashia and her husband, a school teacher, live in a city with high real estate costs, and they would like to buy a house as well as start a family within the next five years. If you were LaTashia, what kinds of coverage would you look for in a disability policy?

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