Latesha Moore has a choice at work between a traditional health insurance plan that pays 80 percent of the cost of doctor visits after a $250 deductible and an HMO that charges a $10 co-payment per visit plus a $20 monthly premium deduction from her paycheck. Latesha anticipates seeing a doctor once a month for her high blood pressure. The cost of each office visit is $50. She normally sees the doctor an average of three times a year for other health concerns. Comment on the difference in costs between the two health care plans and the advantages and disadvantages of each. Latesha would pay an annual out-of-pocket cost with the traditional plan of $. (Round to the nearest dollar.) Latesha would pay an annual out-of-pocket cost with the HMO plan of $ (Round to the nearest dollar.) Latesha would pay more out-of-pocket cost with the plan. (Select from the drop-down menu.) Comment on the advantages and disadvantages of each health plan. (Select the best choice below.) since she has an identified medical problem and may need the care of a specialist. Under either plan, she will pay some of her health care costs out-of-pocket. expensive coverage and additional paperwork to process claims are disadvantages of a traditional health care plan. health care costs out-of-pocket