Laura drives a 2015 BMW with a blue book value of $19,000 (fully paid for), while John just bought a 2019 BMW M5 SUV last Fall (September 2019) that cost him $46,500. He was miserable when he checked his new SUVs blue book value and saw that the value had depreciated to $39,900 in the short time he has had the vehicle. His original loan was for loan balance of $38,000, financed for 5 years at 3.75%. His monthly payment is $____ and the loan balance is $______. John also owns a 2009 BMW motorcycle, which he thinks is worth $7,000. He bought it about two years ago for $9,900, financed it for four years at 5.99%. He still owes $______ on the bike after 24 payments, and his payments are $______ month. Johns combined vehicle insurance for both his car and motorcycle average $275/month, while Lauras auto coverage is $205 monthly.

Please show the math