Laura has been living apart from her husband by marriage for over 20 years (never officially divorced). She is 78 years old and lives with her adult son, Mark, in a condo. Laura owns the condo, has $25,000 in a TFSA. Laura has a guarantee period on her company pension and has $150,000 in segregated funds. Laura's children (3 adult) and grandchildren (4 minor, 3 adult) are named as beneficiaries for the segregated fund. Laura has no will. What would be considered a priority?