Laurel used her RRSP account to help finance her down payment on her first home. She took out $20,000 and had to start her repayments 3 years ago. She has made the minimum required re-contribution each year but this year she lost her job and cannot afford to make the repayment. How much will be included in her taxable income if she does not re-contribute? Round to the nearest dollar, for example 1,234