Lauren is a member of a pension plan governed by the federal Pension Benefits Standards Act. She has met the vesting requirements of her present employer's pension plan. She has been offered a better position with another company and wants to know what she can do$,$ if anything, with the vested pension benefits she has earned with her present employer. What option is NOT available to Lauren?

Oa$)$ leaving the vested benefits in her present employer's plan to provide her with a pension at a later date

b$)$ purchasing an annuity with an insurance company of her choosing

c$)$ transferring all vested benefits to a locked$-$in RRSP

Od$)$ taking the commuted value of the vested benefits as a lump sum cash settlement