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Lauren just borrowed $ 6 5 , 0 0 0 . 0 0 . She plans to repay this loan by making a special payment

Lauren just borrowed $65,000.00. She plans to repay this loan by making a special payment of $8,200.00 in 4 years and by making regular annual payments of $7,662.48 per year until the loan is paid off. If the interest rate on the loan is 8.79 percent per year and she makes her first regular annual payment of $7,662.48 immediately, then how many regular annual payments of $7,662.48 must Lauren make?
$11.60 payments
$13.47 payments
$12.51 payments
$10.84 payments
the answer cannot be obtained with the given information
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