Lease vs purchase decision. Using a jeep wrangler as example with 60 month loan @ $730/ month with the Chrystler 3.7% APR. Lease payment is $670.76

	Cost of Purchasing
Agreed-upon purchase price			$39,920
Down payment			$1,000
Total loan payments (monthly loan payment x ___ number of months)			$43,800
Opportunity cost of down payment
	[opportunity cost rate x number of years x line b]
Less: Expected market value of the car ar the end of the loan
Total cost of purchasing			$44,800
	Cost of Leasing
Down payment (capitalized cost reduction) + security deposit
Total lease payments (monthly lease payment x ___ number of months)
Opportunity cost of total initial payment
	[opportunity cost rate x number of years x line g]
Any end-of-lease charges (e.g., excess mileage), if applicable
Less: Refund of security deposit
Total cost of leasing			$0
	Leasing the vehicle saves you		$44,800