Leete Shepherd received a loan of £350,000 in November 2022 from Mallets Fisher, a bank located in England. The repayment instalments for March and April 2023 were both received a few days late, and the bank is looking into why problems have arisen so soon. It discovered that although the loan was approved by Ameera, a senior manager, the initial application was received by William, a junior officer of the bank, who discussed the loan at a meeting with Ameera and another colleague, Charlie. Further investigation reveals that William knew Leete Shepherd had financial problems as an old friend from his school now works there. However, the minutes of the meeting do not refer to him raising this. Ameera and Charlie both confirm that he did not.

Advise the investigators what, if any, liability William might face.