Lenders and savers O A. sell securities to borrowers through financial markets. OB. receive funds from borrowers through financial intermediaries. O C. supply funds to borrowers through financial markets. O D. receive funds supplied by spenders through financial markets. What is the likely effect of requiring individuals to donate 100 hours of work time per year, free of charge, to the poor on their hours of work performed? OA. It creates an income effect that results in individuals to increase their hours of paid work. OB. It creates both a substitution and income effect and the effect on the hours of work is undetermined OC. It creates a substitution effect that results in individuals to increase their hours of paid work. OD. This leaves less time for leisure and work resulting in few hours of both