Leon Quincy wants to withdraw $40,000 each year for 7 years from a fund that earns 15% interest. Click here to view factor tables How much must he invest today if the first withdrawal is at year-end? How much must he invest today if the first withdrawal takes place immediately? (Round factor values to 5 decimal places, eg, 1.25124 and final answers to O decimal places, eg. 458,581.) First withdrawal at year-end $ $ First withdrawal immediately $