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Leonardo, who is married but files separately, earns $60,500 of taxable income. He also has $15,400 in city of Tulsa bonds. His wife, Theresa, earns

Leonardo, who is married but files separately, earns $60,500 of taxable income. He also has $15,400 in city of Tulsa bonds. His wife, Theresa, earns $50,400 of taxable income. If Leonardo and his wife are married filling jointly in 2022, what is Leonardo and Theresa's effectivr tax rate for 2022?

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