Lerato owns a solar installation and maintenance business. During the COVID-19 pandemic lockdown period, her business suffered financially. As a result, her estate has been provisionally sequestrated. Lerato's trustee informs her that she may enter some form of arrangement with her creditors to stop the sequestration process from running its full course. Advise Lerato on the two forms of arrangements that she may enter into with her creditors. In your answer explain the differences between the two procedures. (10)