lestion $4$

GR$8$ Products, Inc, warrants its goods to be free of defects. Heck issues an instrument to GR$8$ to obtain goods that prove to be defective With respect to payment on the instrument, Heck

a$.$ cannot avoid it$.$

b$.$ is liable only to a subsequent holder of the instrument.

c$.$ has a universal defense against it$.$

d$.$ has a personal defense against it$.$

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