Lets assume that stock prices are lognormally distributed. The current stock price is $82. The expected rate of return on the stock is 15 percent. The stock pays 3 percent continuous dividend. The volatility of the stock is 30 percent. The stock price can be really low in 9 months. Lets call this price to be X. The probability of the stock price is even lower than X is less than 5 percent. Find the highest possible value of X.