Lets compare the retirement savings of hypothetical men and women. We make the following simplifying assumptions:

Super contributions are concessional, quarterly and a constant amount,

Mens gross quarterly contribution amount is $1,500,

Womens gross contribution amount is 14% lower (current gender pay gap),

Both have a $0 starting balance at age 25,

Men have regular contributions from age 25 to 67,

Women have regular contributions from age 25 to 32, and from 35 to 67 (there are no contributions from age 32-35 as they take a career break),

Their super returns 6% p.a. after indirect fees and taxes are deducted,

There are no direct fees or insurance premiums.

How much are men expected to accumulate by age 67?

$951,845

$1,191,818

$915,845

$1,055,703

How much are women expected to accumulate by age 67?

$722,430

$722,430

$722,430

$818,587