Liana purchased a 20-year term life insurance policy with a face amount of $500,000 where she was the policy owner and life insured. Unfortunately, Liana was consistently late in the payment of her premiums, usually paying them 20 days after the annual September 1 due date. This year Liana only remembered about the payment of $2,445 in mid-October. On October 15, Liana died instantly when she was struck by a car on her way to mail the insurance premium. How much will Liana's beneficiary receive?

	A.	$497,555.
	B.	$500,000.
	C.	Nothing.
	D.	$1,000,000 because she died by accident.