1. Linda is 40 years old, expect to retire in 25 years at age 65, and then live for 15 more years until age of 80. Her current income is $40,000 and she doesnt have any additional assets. If her target replacement income is 80% of her current income
   1. Compute the amount she need to have accumulated in her personal retirement account when reach retirement age?
   2. Compute the annual amount of saving needed to reach that future retirement value