Linda wants to buy a one bed room apartment in Vancouver $3$ years after graduating from now. The apartment will cost $400,000$ and she would need to have $20\%$ down payment after $3$ years. To save for the down payment, Linda could deposit one lump sum today at $5\%$ annual compound rate.

Alternatively, Linda can wait for one year and makes one lump sum deposit. Linda will need more money to deposit if she does it after onelyear.

How much more is needed?

Enter your answer in absolute number with $2$ decimal places without negative and $ signs.