Lindsey insurance Co. has current sales of $10 million and predicts net years sales will grow to $14 million. Current assets are #3 million and fixed assets are $4 million. The firms net profit margin is 7 percent after taxes. Presently, Lindsey has $900,000 in accounts payable, $1.1 million in long-term debt, and $5 million (including $2.5 million in retained earnings) in common equity. Nest year, Lindsey projects tha current assets will rise in direct prop9tion to the forecasted sales, and that fixed assets will rise by $500,000. Lindsey also plans to ;ay dividends of $4000, 000 to common shareholders. a. What are Lindseys total financing needs for the upcoming year? b. given the above information, what are Lindseys discretionary financing needs?