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Ling has saved $73,000.00. If she decides to withdraw $2,828.00 at the beginning of every year and interest is 3.65% compounded semi-annually, for how long

Ling has saved $73,000.00. If she decides to withdraw $2,828.00 at the beginning of every year and interest is 3.65% compounded semi-annually, for how long can she make withdrawals? Express your answer in years and months (from 0 to 11 months).

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