Lisa, age 45 , needed some cash so she received a $50,000 distribution from her Roth IRA in 2022 . At the time of the distribution, the balance in the Roth IRA was $200,000. Lisa established the Roth IRA 10 years ago. Over the years, she has contributed $20,000 to her account. What amount of the distribution is taxable and subject to early distribution penalty? Multiple Choice $0 $50,000 $30,000