lisa and ken $42$ year old. WE making analysis for life insurance in $2024,$ we have $2023$ statments of income Lisa net $$60000,$ Ken net $$72000$ and balance. Ken is expecting $240000$ income in $2024,$ and lisa $10\%$ increase. their spendings $$80023$ per year, cash left over $$51977.$ They have mortgage, of $390,000$ at $2\mathrm{.}19\%$ taken in $2020$ for $25$years and cottage life insurance. Have house ACost Base $$260,000,$ FMValue $$800000,$Cottage ACost Base $$600,000$ Fair Market Value $$750,000.$ Lisa has lexus $$34,000,$ RRSP $$230000$ Ken beneficiary, Ken has RRSP $$100000$ Lisa beneficiary. Non registered RRSP joint $$200,00$ cost base, $$55,000$ FMV$.$ They have daughter will need to send her to university, she is $16$ years old. As a financial advisor recomend life insurance, universal life insurance, $100$ year term, participatfing. Calculate Final need of insurance $,$ include capital needed:Mortgage, debt, credit cards, emergency fund, dependancy period fund, education fund, final expenses fund, plus capital income replacement fund capital needed to fund future cash shortage of survivor, total need, total available sourses.