Lisa borrows Johns car to run an errand. Lisa lost control of the car and smashed into a store, causing $75,000 of property damage. Lisa is sued by the store owner and becomes liable to pay the $75,000. Lisa has an auto insurance policy with limits for Part A of 100/300/50 and also has Coverage D. John also has an auto policy with limits for Part A of 250/500/100, but John does not carry Coverage D. How much will be paid by each insurance policy for the property damage done to the store?

(a) Lisas policy will pay $50,000, which is the maximum for property damage, and Johns policy will pay zero because it was Lisas fault and John does not carry Coverage D.

(b) Lisas policy will pay $50,000, which is the maximum for property damage, and Johns policy will pay the remaining $25,000.

(c) Johns policy will pay the entire amount of $75,000.

(d) each policy will pay half, or $37,500 each