Lisa has contributed $1,988.00 every year for the last 13 years into an RRSP fund. The interest earned by these deposits was 4% compounded annually for the first 3 years and 5% compounded annually for the last 10 years. How much money is currently in the RRSP?

The balance is $ --------

(Round the final answer to the nearest cent as needed. Round intermediate values to four decimal places as needed.)