Lisa is trying to get her personal finances in order. She does not know how to organize the following information. Mortgage Payment 1,872 376,0 House 00 12,43 Credit Card Balance 0 After-tax Income 3,900 Groceries Expense 475 19,30 Car Clothing Owned 725 Car Loan Payment 518 11,50 Furniture 14,00 Car Loan Car Maintenance 245 Utilities Expense 125 Cash in bank 715 318,0 Mortgage 00 Recreation Expense 525 (a) Organize the above financial information into a properly formatted (i) Personal Cash Flow Statement and (ii) Personal Balance Sheet. (10 marks) (b) Calculate the values and comment on each of them: (i) savings rate, (ii) liquidity ratio, (iii) debt-to-asset ratio. (6 marks) (c) Make at least 4 recommendations to help Lisa her improve her money management? (4 marks)