Listen If Carol wants to buy a car with a 5-year car loan, the annual interest rate is 3.5%, loan amount is $24,000. Which function should she use to calculate monthly loan payment? (Hint: PMT syntax: PMT(rate, nper, pv, [fv], [type])) =PMT(3.5%/12, 5*12, -24000) =PMT(3.5%, 5*12, -24000) =PMT(3.5%/12, 5, -24000) =PMT(3.5%, 5, -24000)