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You are considering the purchase of a quadruplex apartment building. Effective gross income $($EGI$)$ during the first year of operations is expected to be $$36,000($ $$750$ per month per unit$).$ First$-$year operating expenses are expected to be $$14,400($at $40$ percent of EGI$).$ Ignore capital expenditures. The purchase price of the quadruplex is $$245,000.$ The acquisition will be financed with $$75,000$ in equity and a $$170,000$ standard fixed$-$rate mortgage. The interest rate on the debt financing is six percent and the loan term is $30$ years with monthly payments. Assume the lender requires a minimum debt coverage ratio of $1\mathrm{.}3.$ What is the largest loan that you could obtain if you decide to borrow more than $$170,000($rounded to $ Thousands$)?$

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a$)$ $$245,000($i$.$e$.,$ min DCR of $1\mathrm{.}3$ allows you finance the full acquisition price$)$

b$)$ $$206,000$

c$)$ $$198,000$

d$)$ $$231,000$

e$)$ $$223,000$

f$)$ $$214,000$