Loan Consolidated Incorporated (LCI) is offering a special one-time package to reduce Custom Autos' outstanding bills to one easy-to-handle payment plan. LCI will pay off the current outstanding bills of $242,000 for Custom Autos if Custom Autos will make an annual payment to LCI at a 10% interest rate over the next fifteen years. What does the first row of this loan's amortization table look like? Beg. Balance Payment Interest Principal Reduction Ending Balance