_____ loans do not have to be repaid until after you graduate from college.

1. Direct and Perkins

2. Direct and Parent Loans for Undergraduate Students (PLUS)

3. Perkins and Parent Loans for Undergraduate Students (PLUS)

4. Only Direct

5. Only Perkins

Sales finance companies:

1. buy installment loans from consumers.

2. buy installment loans from retailers.

3. sell installment loans to retailers.

4. buy installment loans from banks.

5. sell installment loans to banks