Lorenzo has his investments at a CDIC-member financial institution. He has $33,000 in a chequing/savings account, $62,000 in a non-registered, investment account ($40,000 in a money market fund and $22,000 in a 5-year, compound GIC), $385,000 in an RRSP ($170,000 in GICs and $215,000 in various mutual funds) and $79,000 in a TFSA ($60,000 in cash and $39,000 in common shares of Canadian National Railways). How much of Lorenzo's cumulative investments are protected by the Canada Deposit Insurance Corporation? a) $55 000 b) $215 000 c) $274 000 d) $559 000