Loreto Inc. has the following financial ratios: asset turnover = 2.00; profit margin = 7%; payout ratio = 30%; equity/assets = 0.60.

a. What is Loreto's sustainable growth rate? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.) Sustainable growth rate

b. What is its internal growth rate? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.) Internal growth rate