Lorraine Jackson won a lottery. She will have a choice of receiving an annuity of $25,000 at the end of each year for the next 30 years, or a lump sum of $256,000 today. If she can earn a return of 9 percent on Amy investment she makes, what should she do?

A.) take annuity because it values more than 265,000

B.) take annuity because it values less than 265,000

C.) take lump sum because it values more than annuity

D.) take lump sum because it values less than annuity