Louise Gendron's monthly gross income is $$3,100.$ Her employer withholds $$465$ in federal and provincial income taxes and $$138$ in Canada Pension Plan contributions per month. Louise contributes $$120$ per month to her RRSP$.$ Her monthly credit payments for Visa and MasterCard are $$57$ and $$37,$ respectively. Her monthly payment on an automobile loan is $$295$ a$.$ what is Louise's debt$-$payments$-$to$-$income ratio? $($Round your answer to $2$ decimal places. Omit $"\%"$ sign in your response.$)$ Debt payments$-$to$-$income ratio $\%$ b$.$ Is Louise living within her means? Yes No