Louise Gendron's monthly gross income is $3,100. Her employer withholds $465 in federal and provincial income taxes and $138 in Canada Pension Plan contributions per month. Louise contributes $120 per month to her RRSP. Her monthly credit payments for Visa and MasterCard are $57 and $37, respectively. Her monthly payment on an automobile loan is $295 a. what is Louise's debt-payments-to-income ratio? (Round your answer to 2 decimal places. Omit "%" sign in your response.) Debt payments-to-income ratio % b. Is Louise living within her means? Yes No