Louise Gendron's monthly gross income is $4,800. Her employer withholds $720 in federal and provincial income taxes, $210.68 towards the Canada Pension Plan, and $68.67 for El contributions. Louise contributes $180 per month to her RRSP. Her monthly credit payments for Visa and MasterCard are $83 and $73, respectively. Her monthly payment on an automobile loan is $465. a. What is Louise's debt-payments-to-income ratio? (Round your answer to 2 decimal places. Omit "\%" sign in your response.) Debt payments-to-income ratio % b. Is Louise living within her means? Yes No