Louise Gendron's monthly gross income is $5,100. Her employer withholds $765 in federal and provincial income taxes, $216.68 towards the Canada Pension Plan, and $74.67 for El contributions. Louise contributes $210 per month to her RRSP. Her monthly credit payments for Visa and MasterCard are $86 and $76, respectively. Her monthly payment on an automobile loan is $480. a. What is Louise's debt-payments-to-income ratio? (Round your answer to 2 decimal places. Omit "%" sign in your response.) Debt payments-to-income ratio b. Is Louise living within her means? % O Yes O No