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Lucy invested $13,000 into a fund earning 6.75% compounded quarterly. She plans to withdraw $900 from the fund at the end of every month. If

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Lucy invested $13,000 into a fund earning 6.75% compounded quarterly. She plans to withdraw $900 from the fund at the end of every month. If the first annuity withdrawal is to be made 3 years from now, how long will it take for the fund to be depleted? 0 years 0 months Express the answer in years and months, rounded to the next period

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