Lucys parents placed $5,000 in a bank account at 3% interest compounded quarterly upon her 10th birthday. Hunter earned $15,000 working and placed it in a bank account upon his 16th birthday. His account also earns 3% interest compounded quarterly. How much money do they each have in their respective account upon their 18th birthday? What is the difference in balance between the two accounts? Since they each had $15,000, why was one account balance so much more than the other upon the 18th birthday