Luigi has agreed to your recommendation for income protection cover with a 60-day waiting period and benefit to age 65. What needs to happen now? Question 11Answer Luigi should complete the application form, any additional underwriting questionnaires and undertake any required tests You should prepare an SOA and give Luigi a PDS You should provide Luigi with the FSG, PDS and SOA and arrange to collect the premium You should send Luigi for a medical examination to check that he has a BMI of under 30 before submitting the application