Luke just graduate from college and get a job at city of Manchester. He need purchase a car to commute to work. His annual salary is $40,000. He also rented an apartment for $750 per month and his other cost will be close to $900 per month (utilities, gas, insurance and food). You need help him find a car. Student(s) should decide a car that he might purchase and proper loan to finance the car. He has $4000 in saving account that can be used for car purchase. Please make sure the monthly car payment is affordable for him. Please attach the quote you obtain from the internet in your report. Choose two loans with the best rates, but with different terms. For each loan, calculate the monthly payments and total interest at end of loan period. Stay the final decision which loan to choose and your reason