Mabel's roof is damaged beyond repair in a hail storm. A roofing company charges Mabel $$10,000$ for a new roof. The insurance company pays Mabel $$9,500$ for the loss $($$$10,000$ less the policy's $$500$ deductible$).$ What loss settlement method did the insurance company use?

$$ A$)$ Actual cash value

$$ B$)$ Repair cost

$$ c$)$ Coinsurance

$$ D$)$ Replacement cost