Mackenzie has decided to purchase a new living room suite for \\( \\$ 3,125.00 \\), including tax. She chose to buy it with her credit card, with an annual interest rate of \21.99. What monthly payment would Mackenzie have to make to pay off this balance in two years? Paying \\( \\$ 230.81 \\) per month would have it paid off in 2 years. Paying \\$292.47 per month would have it paid off in 2 years. Paying \\( \\$ 148.50 \\) per month would have it paid off in 2 years. Paying \\( \\$ 162.10 \\) per month would have it paid off in 2 years