Macro National Bank, a commercial bank, has the following assets and liabilities recorded on its balance sheet: 0 $2 million in vault cash 0 $15 million in government and corporate bonds 0 $10 million in bonds Macro National Bank itself has issued to lenders 0 $40 million in demand deposits 0 $8 million of deposits with the Central Bank 0 $30 million of loans 0 $8 million in property. Macro National Bank's leverage ratio is