Magic lived with his Mother, Clare in San Juan Trinidad. Magic is seeking to purchase an

I phone, but does not have the funds to do so. He is aware that his mom has a chequing account with Royal Agricultural Bank and the cheque book is always left on the dining table, in clear view for all to see. On day, while his mom was at the grocery, Magic took a cheque leaf from his mothers cheque book, thereafter forged her signature, which he used to pay for his new I phone at Digiphones Limited.

The cheque was subsequently sent to Royal Agricultural Bank to process, the CSR noticed the inconsistencies in the signature and subsequently advised Clare of that fact. Clare initially refused to accept the withdrawal on her account via the forged cheque and advised the bank that she will not entertained any withdrawals on her account due to forgery. A few days later, the Bank eventually discovered that Magic was the guilty party and thereafter threatened to prosecute Magic via the criminal law, unless his mother Clare, approves the payment of the forged cheque from her account.

Clare reluctantly agreed, to protect her son, but is concerned about the banks action of threatening her to approve the forged cheque.

Advise Clare on this matter.