Make client investment plan for:

Person aged 35 with 170000 income a year plus bonuses, full time, at successful company.

Owns two properties, one worth 1.2 million with 410000 mortgage and the second worth 900000 with 350000 mortgage.

220000 in savings.

Wishes to have 2 children soon, provide for them until they finish college, retire early if possible and live comfortably in retirement.

Must consider:

--Type of client

--Client risk profiling and goals setting

--Time horizon

--Risk tolerance

--Income needs

--Liquidity need

--Tax considerations

--Suitability of Investment Instruments