make equal, end-of-year deposits into an account paying 6% annual interest. Creating a retirement fund Personal Finance Problem To supplement your retirement, you estimate that you need to accumulate $400,000 exactly 44 years from today. You plan a. How large must the annual deposits be to create the $400,000 fund by the end of 44 years? b. If you can afford to deposit only $1,530 per year into the account, how much will you have accumulated in 44 years? a. The annual deposits to create the $400,000 fund by the end of 44 years should be $. (Round to the nearest cent.) b. If you can afford to deposit only $1,530 per year into the account, by the end of 44 years you will have $(Round to the nearest cent.)